Home Condition Reports

Request a Free Quote!

The Home Condition Report (HCR) is the only part of a Home Information Pack that is not currently provided during the existing home selling and buying process.

From 2007 a non-mandatory Home Condition Report may be prepared before a property is marketed for sale. The report will contain data that can be used by lenders in their underwriting processes for mortgage lending.

It is based on a level 2 inspection which gives a similar volume of detail to that provided in the RICS Homebuyer Survey and Valuation, known as the HSV. This is somewhere between a mortgage valuation type report known to the industry as a level 1 inspection, and the more detailed Building Survey or full structural survey known as a level 3. Home Inspectors must work according to inspection and reporting.